Bilen bilir efendim bu cuzdan hikayesi pek bir eskidir! Hatta hala guvenlik uzerine yaptigim prezantasyonlar bir yerde duruyordu.
Yillar yillar onceydi. Google filan basa bela bir sirket degildi. Biz SSL in kaka cocuk oldugunu konusuyorduk! Rakibini cok severdik. Secure Electronic Transaction koymustu babasi adini. O zamanlar babanin altin cagiydi… CE dese tutuyordu… (windows ce) sonra mobile oldu mertlik bozuldu simdi karelere bolmusler rezil olmus!
Neyse bu SET in bir kardesi vardi. Ewallet iste ilk cuzdan uygulamasi budur. Hatta bir iki banka ile anlasildi disketlerle dagitildi ama olmadi. Simdi google bunla ugrasiyor. Hadi bakalim hayirlisi! İsin icine para girince ben karismam!
The war of the “wallets” is escalating, with two of the biggest names in technology skirmishing over who will control how consumers spend money using their smartphones.
Google Inc. said it would bow to a demand by Verizon Wireless, the nation’s largest cellphone operator, and withhold Google’s mobile-payment technology from devices sold by the carrier. While a seemingly small choice, the move shows just how valuable—and disputed—this part of the digital landscape is becoming.
Google claims Verizon is blocking its Google Wallet mobile payments app from being pre-loaded on its newest smartphone or being downloaded by consumers themselves. The new phone, the Galaxy Nexus, is powered by Google’s Android software and is being marketed as a “pure Google” phone.
Verizon, which is developing a competing mobile-payments system, said Google Wallet, unlike most apps, “needs to be integrated into a new, secure and proprietary hardware element in our phones.” Verizon said it is “continuing our commercial discussions with Google on this issue.”
Tensions rose between Google and Verizon in recent months as the launch of the Galaxy Nexus approached, according to a person briefed on the matter. At one point, amid disagreements over Google Wallet, threats were made to launch the Galaxy Nexus on another carrier, this person said.
Industry observers say Verizon’s move is likely related to its plan to team up with rival carriers AT&T Inc. and T-Mobile USA on a mobile payments venture called Isis, which is expected to begin trials next year.
The race to provide such services has fractured the nascent market. Google partnered with MasterCard Inc., Citigroup Inc. and Sprint Nextel Corp. on the launch of its Google Wallet. Meanwhile, Visa Inc. is developing another digital wallet service.
Apple Inc., which has tens of millions of credit cards stored in its iTunes store, has yet to add mobile-payment technology to its iPhones.
Google is betting big on Google Wallet as a way to tap the local-business advertising market. The app—which relies on technology called near-field communication, or NFC—acts like an electronic wallet, letting people make payments in stores using their phones as well as redeem digital coupons at retailers and earn loyalty-program points.
The payment system can allow Google to offer retailers more data about their customers and help retailers target ads and discount offers to mobile-device users near their stores.
Carriers “are clearly scared of what Google is doing,” said Nick Holland, an analyst at the Yankee Group.
Meanwhile, Verizon’s competing Isis venture would also create a wallet-like service that lets people make payments in stores and redeem coupons via their smartphones.
Carriers hope that mobile-payment platforms create new revenue streams by training customers to use their phones to shop. For now, though, it’s still unclear whether many consumers will want to use electronic wallets, and they currently exist on a very small number of phones.
Verizon and other carriers are concerned about how Google can include apps they view as competitive in its Android mobile software—now a dominant mobile operating system with 53% share of smartphones sold world-wide in the third quarter, according to research firm Gartner.
The flap between Verizon and Google also shows how carriers have lost control over content on the phones they sell. The iPhone, for instance, has largely cut the carriers’ influence over customers and software developers. The “wallet” is seen as seen as a key battleground for carriers reasserting themselves.
Google has worked with carriers since it introduced its Android software in 2008, in an effort to challenge the iPhone.
AT&T until earlier this year had exclusive access to carry the iPhone. Verizon Wireless, which is a joint venture of Verizon Communications Inc. and Vodafone Group PLC, was a key early supporter of Android and used its marketing muscle to boost the “Droid” line of Android phones.
The war of the “wallets” is escalating.
But tensions have since appeared between Google and wireless carriers. Last year, Google tried to sell a phone called the Nexus One directly to consumers, circumventing the existing business model in which carriers sell the phones. Google later abandoned the effort.
Google last year began pushing for the adoption of NFC technology in mobile devices in part to help its Google Wallet effort. If Google completes its pending $12.5 billion purchase of Motorola Mobility Holdings Inc., analysts expect all future Motorola phones to include NFC.
In Google Wallet, Google and its carrier partners—for now, only Sprint Nextel—stand to earn a cut from special offers and loyalty programs that consumers use through the wallet.
But Google and Sprint don’t earn a fee on every transaction the way that credit card companies do, according to people familiar with the program.
Write to Amir Efrati at amir.efratiom